The cost can vary widely depending on age, health, coverage and the company you choose.

Two factors have the greatest effect on the cost of your insurance coverage:

1. Health History. One company may rate someone with high blood pressure 20% higher than the company’s preferred rate, while that same person might qualify for a 20% discount from another insurer.

2. Benefits Chosen. Each insurer uses different methods for calculating premiums, based upon the benefits you choose. For example, when comparing a 3-year benefit period versus an unlimited benefit period, one insurer may increase the premium 25% for an unlimited benefit period, while another insurer may be 35% more!


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P.O. Box 2438 Jenkintown, PA 19046
Phone 215.884.5824 Fax 215.884.5825